Terms & Conditions – Berkeley Insurance & Financial Services

Berkeley Insurance & Financial Services

Website Terms & Conditions

Effective Date: August 26, 2025
Terms & Conditions URL: http://bifs1.com/terms-condition

1. Acceptance of Terms

By accessing or using bifs1.com (“Site”), you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use the Site.

2. Use of the Site

You may use the Site for lawful purposes only.
You must not engage in any activity that interferes with or disrupts Site functionality.
We reserve the right to suspend or terminate your access for violations of these Terms.

3. Intellectual Property

All content on the Site—text, graphics, logos, images, and software—is owned or licensed by Berkeley Insurance & Financial Services and protected by U.S. and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written consent.

4. Disclaimers & Limitation of Liability

The Site and its content are provided “as is” without warranties of any kind.
Berkeley Insurance & Financial Services is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site.

5. Third-Party Links

Our Site may contain links to third-party websites. We do not endorse or control those sites and disclaim any responsibility for their content or practices.

6. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law principles. Any dispute arising under these Terms shall be resolved exclusively in state or federal courts located in Alameda County, California.

7. SMS Terms of Service

By opting into SMS from a web form or other medium, you agree to receive SMS messages from Berkeley Insurance & Financial Services, Inc. Types of messages may include:

Appointment reminders
Policy renewal notifications
Billing and payment alerts
Account notifications
Order confirmations

Messaging frequency may vary. Message and data rates may apply. To opt out at any time, text STOP. For assistance, text HELP or visit our website at bifs1.com.

See our Privacy Policy at http://bifs1.com/privacy-policy and full Terms of Service at http://bifs1.com/terms-conditions.

8. Changes to These Terms

We may update these Terms at any time. The “Effective Date” will reflect the latest revision. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

9. Contact Us

If you have questions about these Terms, please contact:

Berkeley Insurance & Financial Services
555 Pierce St CML#2, Albany, CA 94706
Phone: (510) 984-0161
Email: bifs123@gmail.com