Berkeley Insurance & Financial Services Privacy Policy

Effective Date: August 26, 2025
Online Privacy Policy URL: http://bifs1.com/privacy-policy

This Privacy Policy explains how Berkeley Insurance & Financial Services (“we,” “us,” or “our”) collects, uses, discloses, and safeguards your personal information when you visit our website or provide information through our online forms. A link to this policy will appear in the footer of every page on our site and immediately adjacent to consent checkboxes on all web forms to ensure easy access.

1. Information We Collect

We collect personal information you knowingly provide to us when you:

  • Complete quote or application forms (e.g., name, address, email, phone number)
  • Communicate with us via email, phone, chat, or SMS
  • Purchase or manage insurance products (e.g., date of birth, Social Security number, driver’s license, policy details, payment information)
  • Interact with our website (e.g., IP address, browser type, device identifiers, pages visited, referring/exit pages, dates and times of visits)

We also record whether you have consented to receive SMS messages from us.

2. How We Use Personal Information

We use the information we collect to:

  • Provide, administer, and manage insurance products and services
  • Respond to your inquiries, quotes, and support requests
  • Process payments and send billing communications
  • Send renewal notices, policy updates, and product announcements
  • Comply with legal and regulatory requirements
  • Improve our website, marketing, and customer experience through analytics and testing
  • Send SMS alerts and reminders only if you have opted in

3. With Whom We Share Your Information

We may disclose your personal information to:

  • Insurance carriers and underwriters for quoting and policy issuance
  • Third-party service providers who support our operations (e.g., payment processors, IT hosts, analytics vendors)
  • Regulatory bodies, auditors, and law enforcement when required by law
  • Your designated agents or representatives upon your authorization

SMS consent is not shared with third parties.

4. SMS Consent

We only send SMS messages if you explicitly opt in. Your decision to receive SMS alerts and reminders is recorded and used solely for our own account management and customer service purposes. SMS consent is not shared with third parties or affiliates.

5. Policy Accessibility

  • A link to this Privacy Policy (http://bifs1.com/privacy-policy) is displayed in the footer of every page on our website.
  • On all online forms that request your consent for communications, we place the link immediately adjacent to the consent language to ensure you can review our practices before opting in.

6. Security of Your Information

We employ administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, or destruction. While no system can guarantee absolute security, we continuously review and enhance our measures.

7. Your Rights and Choices

You may:

  • Access or correct most personal information we hold about you
  • Withdraw consent to marketing communications at any time (including SMS)
  • Request deletion of your personal information, subject to legal retention requirements

To exercise any of these rights, please contact us using the information below.

8. Changes to This Privacy Policy

We may update this policy as our practices or legal requirements change. The “Effective Date” at the top will indicate when a new version is in effect. We encourage you to review this page periodically.

9. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact:

Berkeley Insurance & Financial Services
555 Pierce St, CML#2, Albany, CA 94706
Phone: (510) 984-0161
Email: bifs123@gmail.com

Last updated August 26, 2025